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Changes to the US National Flood Insurance Program

Last year a new Flood Insurance reform act the 'Biggert-Waters Flood Insurance Reform Act 2012' (BW-12) was passed by US congress making changes to the US National Flood Insurance Program. This calls on the Federal Emergency Management Agency (FEMA) to implement a number of changes to the NFIP One of [...]

By | September 29th, 2013|Flood Insurance, Home Insurance|0 Comments

Choosing the right Homeowners Insurance Company and Policy

Choosing the right Insurance Company The best way to make sure you are getting the best Insurance Quote is to shop around. Most reputable insurance companies in the US now deal directly with their clients via the internet and this has resulted in lower costs to you as they are no longer paying high [...]

By | September 28th, 2013|Home Insurance|0 Comments

You May Not Be Covered With All Perils Insurance

"ALL PERILS INSURANCE" MAY NOT COVER EARTHQUAKES, FLOODS, HURIRICANES, LANDSLIDES, SUBSIDENCE OR EXPANSIVE SOILS. Very Misleading In an interesting article published on Geology.com King finds the "all perils insurance" very misleading and feels that home owners should be made aware of these exclusions and given the option to choose "named [...]

By | September 27th, 2013|Flood Insurance, Home Insurance|1 Comment

Renters Insurance

What Is Renter’s Insurance? Renter's insurance is an insurance coverage policy type that protects you and your personal belongings from theft, damage, fire, flood when leasing another person's property. It will also protect you against legal liability should you be involved in a lawsuit because someone was injured while in your rented [...]

By | September 26th, 2013|Home Insurance|0 Comments

Home Insurance information for Home Buyers

Home Owners Insurance is essential for every home owner and is often overlooked when searching for a new home. To avoid facing unexpected costly possibly unaffordable premiums it is important to buy the right kind of home insurance you need. The type of coverage you need will vary depending on the location of your home, [...]

By | September 26th, 2013|Home Insurance|0 Comments

What is covered by a Standard Home owners Insurance Policy?

The Structure of your home: Coverage for the structure of your home This part of your policy pays to repair or rebuild your home if it is damaged or destroyed by fire, hurricane, hail, lightning or any other disaster included in your policy. Damage caused by a flood, earthquake or wear and [...]

By | September 25th, 2013|Home Insurance|0 Comments

Important Questions to ask when choosing a Home Insurance Policy

Listed below are some of the most Important Questions to ask when choosing a Home Insurance policy: What does the plan cover? Are there any restrictions? Does the premium increase every year? How much is the excess? Are there any exclusions in the policy? Do you have to pay and claim back the cost? [...]

By | September 23rd, 2013|Home Insurance|0 Comments

Quality home insurance at the right price

Finding the right quality home insurance policy is vital and there are many reasons for making sure you get the right cover. Buildings insurance can help protect the home you have worked so hard to purchase – especially against things you can’t foresee such as structural damage or subsidence. Contents insurance can protect against damage [...]

By | July 31st, 2012|Home Insurance|0 Comments