“ALL PERILS INSURANCE”
MAY NOT COVER EARTHQUAKES, FLOODS, HURIRICANES, LANDSLIDES, SUBSIDENCE OR EXPANSIVE SOILS.
Home Owners Insurance Policies including Flood Insurance, Earthquake Insurance, Subsidence Insurance Policies and also landslide cover are available at an extra cost and information on high risk areas is readily available from government reports:
PROTECT YOURSELF AND YOUR HOME WITH FLOOD INSURANCE
If you live in a high risk Flood area Flood insurance is essential and premiums will be more expensive but it is highly recommended for your protection and peace of mind. If you have obtained a mortgage via a federally regulated or insured lender you are legally required to purchase a flood insurance policy to protect your home.
2013 Changes to the National Flood Insurance Program could see Home owners in high risk areas paying higher rates to protect their home against flooding for those owners effected this could meant thousands extra in home insurance premiums – please check our National Flood Insurance News page for updates and information on these changes and who to contact for help.
COVER YOUR HOME WITH EARTHQUAKE INSURANCE:
Earthquake Insurance in California:
To make sure you are getting the right policy for you it is a good idea to contact and compare policies from Insurance companies that underwrite only earthquake insurance.
Hurricane Insurance Cover
High Risk area for Hurricanes in alphabetical order:
- Cape Hatteras, North Carolina
- Coastal Mississippi
- Eastern Long Island, New York
- Florida Keys
- Galveston, Houston, Texas
- Lake Okeechobee, Florida
- Miami Ft Lauderdale, Florida
- New Orleans, Louisiana
- Tampa, st Petersburg, Florida
- Wilmington, North Carolina